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Insights
February 2024
What is a Management Buyout (MBO)?
Management Buyout (MBO) is a process in which a company's key management team acquires all or part of the company they manage.
Finance designed to help businesses grow
Funding solutions of ₹0.5m - ₹5m for established SMEs
Bespoke amortisation structures
Customized repayment schedules that align with your business cash flow
Fixed or floating interest rates
Flexible rate options to suit your financial strategy
Terms between 3 and 7 years
Long-term funding solutions for sustainable growth
How we can help
At Veriso Capital, we know all businesses are not the same. We provide bespoke, long term funding solutions to India businesses not one-size-fits all blanket loans.
We exist because we truly believe we provide a better alternative with our custom-made funding solutions for India businesses to help you grow and succeed. It's in our DNA. We are experts in SME lending, so whatever the loan purpose, our goal is to become your long term funding partner, which is why each bespoke loan will be specially-designed for you.
Whether for growth, M&A, succession planning or refinancing, we provide the best funding solution for you, without you giving away control or equity.
We understand the importance of trusted relationships and have dedicated regional directors based across the India who will take the time to understand your business, your unique needs specific to you and support you with your business loan application. We enhance our traditional underwriting with data analytics, including timely risk and trend analysis to put you in control of your future.
By breaking down silos typically found in traditional lending organisations, we give you direct access to decision makers, enabling funding in 6–8 weeks.
Why Choose Veriso Capital?
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Bespoke Solutions
Each loan is specially-designed for your unique business needs and goals.
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No Equity Required
Keep full ownership and control of your business while accessing growth capital.
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Expert Team
Dedicated regional directors with deep understanding of SME lending.
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Fast Process
Streamlined application process with funding typically in 6-8 weeks.
Use of funds
Our flexible funding solutions can be used for a wide range of business purposes, helping you achieve your strategic objectives and drive sustainable growth.
Growth and Working Capital Loans
Support organic growth plans and operational working capital requirements
Common uses include:
- Business expansion
- New product development
- Market entry
- Inventory financing
Acquisition and Shareholder Events
Event-driven financing for M&A, Buy & Build, MBOs, MBIs, and Shareholder Exits
Common uses include:
- Company acquisitions
- Management buyouts
- Management buy-ins
- Shareholder exits
Refinance and Debt Consolidation
Harmonising multi lender borrowing into one longer term solution
Common uses include:
- Debt consolidation
- Refinancing existing loans
- Improving cash flow
- Reducing monthly payments
Flexible Funding for Your Business Goals
Whether you're looking to expand, acquire, or optimize your capital structure, our team will work with you to create the perfect funding solution.
Strategic Growth
Quick Access
Expert Support
Long-term Partnership
Available to India businesses
We work with profitable businesses across sectors that have demonstrated consistent performance and strong growth potential.
Basic Requirements
Earnings typically over ₹250k
At least 3 years of trading history
Strong operational cash flow
A proven management track record
Note: We evaluate each business on its individual merits, considering factors beyond just financial metrics. Our team takes the time to understand your unique situation and growth plans.
What We Look For
Business Structure
India registered companies with clear ownership structure
Growth Potential
Demonstrated ability to scale and expand operations
Management Team
Experienced leadership with proven track record
Financial Stability
Consistent profitability and strong balance sheet
Not sure if you qualify?
Our Regional Directors are experts in assessing business potential and can provide guidance on your eligibility. Every business is unique, and we consider the full picture, not just the numbers.
How it works
Your Regional Director will work with the business and intermediaries to complete the application and guide you through our streamlined funding process.
Application
5 days
Includes summary business model with historic and forecast financials. A credit-backed indicative term-sheet is issued typically within 5 days of application.
Due Diligence
2-3 weeks
Once indicative terms are agreed, borrowers and advisors complete a collaborative questionnaire and meet with our credit team.
Final Terms
2 weeks
Once final terms are signed, our standardised legal documentation allows for completion and drawdown within 2 weeks.
Total Process Time: 6-8 Weeks
Our streamlined process eliminates the delays typically associated with traditional lending institutions, getting you the funding you need faster.
Quick application review
Direct access to decision makers
Standardized documentation
Why We're Faster
- • No bureaucratic delays
- • In-house due diligence
- • Streamlined processes
- • Direct communication
- • Experienced team
"Veriso Capital guided us through the lending process and importantly, really took the time to understand our clients' needs. The speed of response and ability to provide a flexible structure ensured we got the deal over the line."
Steve Bell
Advisor at Castle Square
What makes us different?
We've built our business around the principle that every business is unique, and every funding solution should be too.
Flexible lending parameters
We spend time understanding your aspirations and goals, ensuring the business loan fits your needs.
No more "slow no"
Our efficient, online application process enables us to provide you with a credit-backed decision, typically within 5 days.
Sector agnostic
We lend to all sectors and assess each business and loan application on their own merits.
No Director personal guarantees
We typically take debenture based fixed and floating charge security over the business and its assets, not requiring director PGs.
In-house due diligence
Our credit team leads the due diligence process, which saves time and additional expenses on third-party verification.
Local presence
Our Regional Directors, based across the India, will meet you locally and are available to guide you through the application process.
Built for Business Growth
Our approach combines the best of traditional lending expertise with modern technology and processes, creating a funding experience that truly serves the needs of growing businesses.
Kenny Hughes, Co-Head of Origination
"We strongly believe in the importance of providing bespoke funding solutions to support mid-sized businesses and are providing cashflow funding for both growth and event driven transactions."
Kenny Hughes
Co-Head of Origination
News & Insights
Stay informed with the latest insights, industry trends, and expert advice on business funding and growth strategies.
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Insights
January 2024
Factors to consider when planning a Buy and Build Strategy
We look at 3 core factors to consider when planning a Buy and Build Strategy.
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Case Study
December 2023
Veriso Capital funds acquisition of Youd Andrews Ltd by PCA Law Ltd
Veriso Capital was delighted to have recently supported PCA Law Ltd with their acquisition of Youd Andrews Ltd.
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Looking for funding? Start today.
Whether you are an eligible business or an intermediary advisor, our Regional Directors are on hand to discuss your funding requirements and feasibility.
Ready to discuss your funding needs?
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Schedule a meeting at our office
London, United KingdomResponse Time: We typically respond to all inquiries within 24 hours during business days.